7. Creditors Pay Our Chapter 13 Fees

We typically file Chapter 13 reorganizations for no money down. This means that our fees come from the repayment plan we file for you. The court pays our fee from what the creditors would have received anyway. Most times, this does not affect your monthly plan payment or the length of the Chapter 13 Plan. So, you get great legal representation, a quickly filed Chapter 13, and your creditors pay our fees. All around, you win!

8. No Hidden Chapter 7 Fees

In your free consultation with one of our experienced attorneys, we will give you a flat fee quote for Chapter 7 fees (for Chapter 13 fee explanation, see number 8). This will cover all the routine work we do on your Chapter 7 bankruptcy case.

Unlike many firms, we do not bill extra for speaking with your mortgage lender, completing and signing reaffirmation agreements for you to keep your financed vehicles, contacting creditors to retrieve property wrongfully taken from you, or contacting court, creditors, or your payroll department to stop garnishments. (As a matter of disclosure, we do charge extra for unexpected and rare occurrences which are detailed exhaustively in our contract.)

9. Competitive Chapter 7 Fees

With regards to firms focusing strictly on bankruptcy, we offer very competitive fees. We are able to do this because we take advantage of technology to streamline our operation and save on costs. We pass the savings along to our clients. A simple in-office consultation could have you saving as much as $300-$500 on your Chapter 7 fees.

10. Payment Plans for Chapter 7 Fees Available

We understand that most of our Chapter 7 clients are not flush with money, so we offer the chance to pay our fees over time. A great many of other firms do not offer this option. They want all their money on the first day they meet with you or will tell you to take a hike. We will work with you and start you on a payment plan so you can get legal representation and bankruptcy relief sooner than later.