How Can Chapter 13 Help Me?
A Chapter 13 Bankruptcy filing can help you to reorganize and pay back your debts on your own pace. Most Chapter 13 filings repay unsecured debts – credit cards, personal loans, medical bills – at 0% interest. And your creditors end up paying our fees.
If you fall behind on any of your secured debts, Chapter 13 can help get you current. Should you fall behind on your house or car payment we can put a plan together to save your property. We can save your home from foreclosure!! We can save your car from repossession!!
If you have a foreclosure sale pending, you should speak with us immediately. We can keep you in your house and in many cases even strip a second mortgage payment!!
If your auto financier is attempting to repossess, call us right away to learn how we can stop them in their tracks. We can even cram-down your car payment to the current value of your car or modify your loan for a lower interest rate.
We file most of our Chapter 13 reorganizations for no money down!! You only pay the $281 court fee!! Pay back your creditors back at an amount you can afford each month, and 0% interest. Plans range from 3 to 5 years.