A Chapter 13 Bankruptcy filing can help you to reorganize and repay your debts at your own pace. Most Chapter 13 filings repay unsecured debts – credit cards, personal loans, medical bills – at 0% interest and attorney fees come from what the creditors would receive.
If you fall behind on any of your secured debts, Chapter 13 can help get you current. Should you fall behind on your house or car payment we can put a plan together to save your property. We can save your home from foreclosure! We can save your car from repossession!
If you have a foreclosure sale pending, you should speak with us immediately. We can keep you in your house and in many cases even strip a second mortgage payment!
If your auto financier is attempting to repossess, call us right away to learn how we can stop them in their tracks. We can even cram-down your car payment to the current value of your car or modify your loan for a lower interest rate.
We file most of our Chapter 13 reorganizations for NO FEE DOWN! Pay back your creditors back at an amount you can afford each month and 0% interest. Plans range from 3 to 5 years.